Sivan Ai

Sivan Ai is an autonomous, multi-chain Web3 payment and settlement protocol for the global digital workforce. It allows remote contractors, freelancers, digital agencies, and international clients to create milestone-based Service Agreements, lock payments securely in on-chain settlement vaults, and release funds upon approved delivery directly inside everyday chat applications (Telegram, WhatsApp) and mobile web interfaces.

Sivan connects high-speed Layer 2 blockchains (Arbitrum, Base, Celo, Solana, Stellar) with near-instant local fiat banking rails, eliminating payment defaults, chargebacks, and cross-border currency friction for workers in emerging markets.

Our mission is to empower the global digital workforce with borderless, trustless financial sovereignty.

We are eliminating cross-border payment fraud, predatory platform commission fees, and banking friction by providing autonomous, chat-native Web3 settlement and instant local currency off-ramps for millions of freelancers, digital contractors, and remote businesses worldwide.

The global digital and remote workforce faces severe financial friction:

1. Payment Default & Ghosting: Freelancers frequently deliver work and never get paid, while clients fear paying upfront to unverified remote workers.
2. High Platform Exploitation: Legacy freelance platforms (Upwork, Fiverr) charge 10% to 20% in commissions and impose 14-day hold periods on worker earnings.
3. Expensive Cross-Border Wires: International bank transfers lose 5% to 12% in foreign exchange spreads and take 3 to 7 business days.
4. Complex Crypto UX: Most clients and contractors cannot manage gas tokens, private key security, or network bridging.

Sivan Ai solves these barriers with a zero-friction, chat-native settlement layer:

1. Trustless Service Agreements: Funds are locked securely in protocol settlement vaults before work begins and released instantly upon milestone approval.
2. Ultra-Low Fees: Users keep 97% to 99% of their earnings with a transparent 1% to 3% protocol fee.
3. Instant Local Bank Off-Ramps: Contractors can convert earned stablecoins (USDC, USDm, USDT) directly into local bank accounts in under 1 to 2 minutes.
4. Invisible Web3 UX: Powered by ERC-4337 Account Abstraction and gasless paymasters, allowing users to transact via natural language in Telegram and WhatsApp without managing seed phrases or gas tokens.

Global, Africa, Emerging Markets