CowryPay is an AI-agent for cross-border payment platform that makes sending money across Africa as simple as sending a message. Users can fund their CowryPay wallet with stablecoins and instruct the agent to send money to a bank account or mobile money wallet in local currency. Behind the scenes, CowryPay handles payment routing, off-ramping, compliance, and settlement across multiple providers, automatically choosing the best available route. The goal is to make stablecoin-powered payments practical for everyday users without requiring them to understand blockchain
Our mission is to make cross-border payments as simple as sending a message. CowryPay uses stablecoins and AI to remove the complexity of wallets, networks, and payment providers, making fast and affordable international payments accessible to everyday people and businesses across Africa.
Cross-border payments in Africa are still slow, expensive, and complicated. Stablecoins can move money quickly and cheaply, but using them today requires users to understand wallets, addresses, networks, gas fees, bridges, and crypto exchanges. On the other side, recipients usually just want money in their local bank account or mobile wallet.
CowryPay solves this gap by hiding the blockchain complexity behind a simple conversation.
We are solving this problem by building an AI agent on Farcaster, where many Web3 users already interact.
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CowryPay makes cross-border payments simpler for individuals and businesses moving money across Africa. We charge a 1% transaction fee on successful transfers, giving users a faster and simpler way to send and receive stablecoins and access local currency. As volume grows, we’ll expand into business payments and higher-value cross-border transactions.
Want to grow through just grant funding
Africa
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